Our program for rent to own has been design to help people to get the house they want sooner.

There are some different reasons people can not get mortgage with the bank:

• Divorce
• No or not enough down payment
• New job
• Being tired on renting with small space or pet policy…

If you rent the money you pay for rent is gone and you never see it. If you were to rent with an option to own it, you pay monthly little higher but you would get back large enough portion after the end of the term to buy the house and you own it.

Rent to Own is a viable option to build equity and your down payment is set up before your rental option period ends.

During the rent to own period we take care of the property taxes, property insurance and mortgage. You are responsible for your rent and utilities (Electricity, water, gas)

In our program the process is simple:

1. You qualify for the program
2. You find the house or you shop with one of our partner Real estate professionals
3. We buy it for you

FAQ

1. Do I require a down payment?

We require a cash down payment less that a bank requires

1. How my monthly payment is calculated

You pay a monthly rental and depending on how much your down payment is, we add a monthly sum for your down payment and closing cost. We make sure when you are ready to go to the bank and qualify for your own mortgage, you have at least 5%.

1. What happens if the term expires and I don’t qualify for mortgage

We offer an option to extend the period if you don’t qualify for the purchase.